if i take out a home equity loan now will this loan affect me if i want to refinance my mortgage.?

I have 24 years left on 30 year mortgage. I am thinking about a home equity loan at a favorable rate, rather than roll in to refinance consolidation. If rates are favorable later this year i may like to refinance 1st mortgage at 15 years. Will home equity loan affect my refinancing even if i [...] http://bit.ly/nUyrlV