Do you think locking all current mortgage interest rates to 5% would fix the mortgage problems for most people?

if you do not think so check a site like http://free-mortgage-calculator.info to see how much different your payment would be if you have a mortgage at 5% instead of 8% if you think this is a good idea then write your senator. You can find there contact info here http://www.senate.gov/general/contact_information/senators_cfm.cfm http://bit.ly/rmmggJ