How will Bernanke's purposed bank rate hike affect credit card interest rates?

I read on msn.com today that Bernanke is planning a purposal to hike rates to keep money from being lended to the consumer, which would drive up loan interest rates. For things such as credit cards affected now by prime+ factors, what could this potentially mean for credit cards payments. Please only educated, serious answers. [...] http://bit.ly/pEuox7