With bad credit, can I refinance my mortgage to the lower rate or will my bad credit prevent me from refi?

I have heard conflicting reports on this. Now paying rate: 6.25% Mortgage Rates today: 4.5% Can I get the lower rate with bad credit? So I guess the gentleman on Good Morning America does not have his facts straight. He said even with bad credit your mortgage company will refinance because the lower rate will [...] http://bit.ly/knnyB2